Termos de uso

Leia atentamente estes Termos de Utilização (‘Termos’) antes de acessar ou utilizar o website e a plataforma Penhorança (‘Website’). Ao acessar ou utilizar o Website, você confirma que leu e compreendeu estes Termos e concorda em ficar vinculado a eles. Se não concordar, interrompa a utilização do Website.

1. Visão geral

1.1. We invite you to visit Penhorança («https://penhoranca.com»).
Our email address is info@penhoranca.com.
1.2. This website provides information about third-party platforms (the "Third-Party Platforms") that offer trading services (the "Services").
1.3. These Terms govern your ("You", "Your" or "User") access to the Website and the Services. Before accessing the Services, you must read these Terms carefully. They constitute a legally binding agreement between you and the website owner. To use the Website, you must accept these Terms in full. The Terms may be amended from time to time.
These Terms include our Privacy Policy. By accepting them, you also agree to our Privacy Policy. (You can read our Privacy Policy here).

2. Elegibilidade

2.1. If you comply with these terms and conditions, you may access the Website.
2.1.1. You must be at least 18 years old.
2.1.2. You must have the legal capacity to enter into and accept these Terms and Conditions.
2.1.3. The laws of the country where you reside or use the Services must not prevent you from accessing the Website or any of its services.
2.2. We make no warranties, representations, or statutory guarantees regarding the legality or use of the Website or Services by any person. We are not liable for any unlawful use of the Website or Services by a user.

3. Territórios com acesso restrito

3.1. Sem limitar o escopo das informações fornecidas, reservamo-nos o direito de restringir o acesso aos Serviços e/ou ao Website (ou a qualquer parte deles) por parte de: (i) usuários residentes em áreas onde o acesso é restrito (os "Territórios Restritos"); e (ii) usuários que tenhamos motivos razoáveis para acreditar que possam representar risco de segurança, operacional ou reputacional.
3.2. Também poderemos aplicar termos adicionais antes de aceitar usuários que sejam cidadãos ou residentes de determinados países. Caso os usuários viajem para um Território Restrito, o Website ou os Serviços poderão ficar temporariamente indisponíveis ou bloqueados.

4. Atividades restritas

4.1. You agree to use the Site and the Services responsibly and not to:
4.1.1. Use our Website to download, upload, share, publish, transmit, or send (a) information or other materials that infringe intellectual property, privacy, property, or other rights; (b) information that may not be published or distributed because it is threatening, harmful, insulting, defamatory, racist, or otherwise abusive; (c) information containing viruses or other software that may damage our computer systems or those of third parties, or block or restrict other users’ access to the Website; (d) any unlawful information or materials; or (e) information or materials containing advertisements or other promotional content without our prior written consent.
4.1.2. Modify or remove any attributions, legal notices, proprietary labels, or designations displayed on this Website.
4.1.3. Access the Services through any interface other than the Website.
4.1.4. Interfere with another user’s access to or use of the Website or the Services.
4.1.5. Use bots or other automated methods to access the Site or its Services.
4.1.6. Upload, transmit, or attempt to upload any content that actively or passively collects or transmits data, including web bugs, cookies, or spyware, without our express authorization.
4.1.7. Use framing, mirroring, or any other method intended to imitate the appearance or functionality of the Services.
4.1.8. Participate in or encourage unlawful activities, including trademark or copyright infringement, defamation, privacy violations, identity theft, or distribution of fraudulent software.
4.1.9. Modify or alter the source code of this Website, or upload applications or software that may damage the Website or harm another person.
4.1.10. Disassemble, decompile, or reverse engineer any technology or software available on the Website or used to provide the Services.
4.2. These terms are in addition to any other rights we may have. If we determine that your use of the Site is inconsistent with these Terms, our platform security standards, or acceptable use requirements, we may monitor your use of the Website or the Services, restrict or block access, share relevant usage information with appropriate third parties, or take other reasonable measures to protect the rights and property of third parties.

5. Direitos de propriedade intelectual

5.1. The Website content, including video content, text, images, logos, sounds, design elements, trademarks, and other materials, is protected by our intellectual property rights and the rights of third parties.
5.2. All rights, title, and interest in the Services and the Website belong to us. Except for the right to use the Services and the Website in accordance with these Terms, the User’s use does not grant the User any intellectual property rights.
5.3. The Website and/or the Services may be accessed by the User exclusively for personal, non-commercial use.
5.4. You must not modify, reverse engineer, decompile, or copy the Services or the Website, create derivative works, transfer rights of use, rent them, or allow third parties to do so.

6. Limitação de responsabilidade

6.1. Your use of the Website and Services is your responsibility. We provide no warranties, express or implied, regarding the Website and Services or your use of them, including implied warranties of quality, merchantability, fitness for a particular purpose, non-infringement, or usability. We also do not guarantee accuracy, completeness, timeliness, or immediate delivery. The content and functionality available on or through the Website are provided ‘as is’, ‘as available’, and at your own risk.
6.2. We are not responsible for any errors, omissions, or inaccuracies in the information presented on the Website. We also accept no responsibility for failures or interruptions affecting transmissions to, from, or through the Services.
6.3. We will indemnify you for any loss suffered directly or indirectly by you or by a third party through the Website or Services. You remain responsible for any decisions made based on information provided on the Website and/or through the Services.
6.4. We are not responsible for any losses or damages suffered directly or indirectly by you or by any third party. This includes any loss of income or data resulting from your use of the Website and/or Services. This limitation of liability applies to the maximum extent permitted in the relevant region.
6.5. We accept no responsibility for technical issues involving internet or telephone lines, computer providers, system servers, or hardware. We are not responsible for your use of the internet.

7. Conteúdo de terceiros e serviços relacionados

7.1. Ao utilizar os Serviços, você poderá visualizar conteúdos de terceiros e de serviços externos. Isso pode incluir anúncios ou avaliações de Plataformas de Terceiros.
7.2. Não somos responsáveis pelas informações ou produtos mencionados nesses conteúdos. Esses conteúdos podem nem sempre estar atuais, exatos ou atualizados.
7.3. Recomendamos que você verifique a exatidão de todas as informações antes de tomar qualquer decisão. Você continua responsável por quaisquer decisões e ações baseadas nessas informações.

8. Ligações

8.1. The website contains advertisements and other content, including materials made available through third-party websites (“Links”). Please consider this before downloading, accessing, or relying on information obtained from those websites, software, or other materials, or before completing any purchase or transaction. These links are provided solely for users’ convenience. We are not responsible for any damage or loss arising from the use of, or reliance on, information, products, or services made available through third-party websites or applications.
8.2. The inclusion of hyperlinks on this website does not imply our endorsement, authorization, affiliation, or any other association with the relevant websites, their software, or their administrators.
8.3. We have not reviewed all linked websites and are not responsible for the websites, software, or applications referred to. Before using or relying on these third-party services, or purchasing any product or service through them, you must carefully review their content and terms. We are not responsible for any damage or loss arising from the use of, or reliance on, products, information, or content available through other websites or applications.
8.4. You are responsible for reviewing the terms and policies of any website operated by third parties. We strongly recommend reading them before accessing, interacting with, or completing transactions through third-party websites.

9. Diversos

9.1. Podemos alterar, suspender ou modificar nossos Serviços a qualquer momento. Procuraremos assegurar que as alterações não prejudiquem materialmente o Usuário, e tais alterações, por si só, não darão origem a qualquer reclamação contra Nós.
9.2. Podemos alterar estes Termos a qualquer momento. Notificaremos o Usuário por meio da publicação da versão mais recente e da atualização da data indicada no topo. Quaisquer alterações produzirão efeitos em alguns dias úteis. Ao continuar a utilizar o site após a publicação dos Termos alterados, o Usuário será considerado como tendo aceitado tais alterações.
9.3. O Usuário reconhece e aceita que as informações transmitidas através do site ou por seu intermédio não criam qualquer relação além daquelas expressamente estabelecidas nestes Termos.
9.4. Estes Termos e a Política de Privacidade, conforme alterados periodicamente, constituem o acordo integral entre Nós e o Usuário. Nenhuma promessa, declaração ou acordo, oral ou escrito, que não esteja incluído nestes Termos ou na Política de Privacidade será vinculativo para qualquer das partes.
9.5. A falta ou o atraso no exercício de qualquer direito ou poder previsto nestes Termos não constituirá renúncia a esse direito ou poder. Qualquer exercício isolado ou parcial de um direito ou poder não impedirá qualquer exercício adicional desse direito ou poder, nem de qualquer outro direito ou meio de tutela.
9.6. Se qualquer disposição destes Termos for declarada inválida por um tribunal competente, essa disposição será suprimida na medida necessária. As demais disposições continuarão a ser interpretadas e aplicadas de acordo com os seus termos. Quando apropriado, também serão interpretadas de forma coerente com o propósito e o significado pretendidos da disposição excluída, sem prejuízo da decisão do tribunal.
9.7. Estes Termos permitem que parceiros terceiros transfiram ou cedam integralmente os seus direitos e obrigações. Sem limitar o disposto acima, operadores terceiros poderão gerir o site e quaisquer de seus serviços. O Usuário não poderá ceder nem transferir quaisquer de seus direitos ou obrigações ao abrigo destes Termos.